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Personal Loans

Consumer Loans

Heritage Bank offers many different types of consumer loans for your everyday lifestyle. Are you ready for a new vehicle or like spending your weekends at the lake? Looking to travel or in need of consolidating debt? We are here to help you find the best loan product for your borrowing needs!


Consumer Products

  • Auto
  • Motorcycle/ATV
  • Boats
  • Recreational Vehicles
  • Debt Consolidation

Mortgage Products

  • Land or Lot Loans
  • Construction Loans
  • Bridge Loans
  • Home Equity Loans
  • Home Improvement Loans
  • Adjustable Rate Loans

Long Term Fixed Rate Mortgage Loans


GinaGina Oller - Loan Officer
Phone: (785) 440-2209
NMLS: 1230508











BrianBrian Roth - SVP/Loan Officer
Phone: (785) 440-2201
NMLS: 657447


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