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Deposit Account Rates

Certificate of Deposit Rates (Includes IRAs)

CD and IRA rates
TermInterest RateAnnual Percentage Yield
Term
30 Days
Interest Rate
0.65%
Annual Percentage Yield
0.65%
Term
60 Days
Interest Rate
0.75%
Annual Percentage Yield
0.75%
Term
91 Days
Interest Rate
1.00%
Annual Percentage Yield
1.00%
Term
182 Days
Interest Rate
1.25%
Annual Percentage Yield
1.26%
Term
1 Year
Interest Rate
2.50%
Annual Percentage Yield
2.52%
Term
18 Months
Interest Rate
2.75%
Annual Percentage Yield
2.78%
Term
2 Years
Interest Rate
3.00%
Annual Percentage Yield
3.03%
Term
30 Months
Interest Rate
3.00%
Annual Percentage Yield
3.03%
Term
3 Years
Interest Rate
3.00%
Annual Percentage Yield
3.03%
Term
4 Years
Interest Rate
3.00%
Annual Percentage Yield
3.03%
Term
5 Years
Interest Rate
3.00%
Annual Percentage Yield
3.03%
  • Rates are effective as of 11/16/2022
  • Minimum Deposit - $1,000
  • Posted rates are subject to change at any time without prior notice
  • Early withdrawal may be subject to penalty

Once Certificate of Deposit is purchased the rate is set through maturity.


 

Checking & Savings Account Rates

A view of our checking and savings account rates
AccountTierInterest RateAnnual Percentage Yield
Account

Brilliant

Tier

$0.01 to $29,999.99

$30.000.00 and Over

Interest Rate

0.10%

0.10%

Annual Percentage Yield

0.10%

0.10%

Account

Heritage Checking

Tier
One Tier
Interest Rate
0.10%
Annual Percentage Yield
0.10%
Account
Heritage Health Savings
Tier

$0.01 to $1,499.99

$1,500.00 to $4,999.99

$5,000 and Over

Interest Rate

0.10%

0.10%

0.10%

Annual Percentage Yield

0.10%

0.10%

0.10%

Account
Money Market (Business & Personal)
Tier

$0.01 to $24,999.99

$25,000.00 to $49,999.99

$50,000.00 to $99.999.99

$100,000.00 and Over

Interest Rate

0.25%

0.35%

0.45%

0.50%

Annual Percentage Yield

0.25%

0.35%

0.45%

0.50%

Account
Heritage Savings
Tier

Personal

Business

Interest Rate

0.10%

0.10%

Annual Percentage Yield

0.10%

0.10%

  • Rates are effective as of 11/16/2022
  • Rates may change after the account is opened
  • Fees may reduce earnings
  • Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $1,000
  • Heritage Health Savings Account - Interest bearing, paid monthly on daily ledger balances when greater than $500
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