Deposit Accounts
Free ATMs Anywhere / Free Mobile Deposit
At Heritage Bank, we give you the perks and convenience you deserve. We offer a variety of deposit accounts to help you succeed. Enjoy free mobile deposits with any of our accounts and say goodbye to ATM fees anywhere in the United States. Pain-free. Hassle-free. That's brilliant. Discover the difference!
Not sure which one is right for you? Our friendly brilliant bankers can answer your questions and help you choose the best fit. Call our dedicated New Accounts Team today to find the right deposit account for you: (785) 440-2200.
Brilliant Accounts
| Simple | Heritage Checking | Brilliant | Money Market | Heritage Savings | |
|---|---|---|---|---|---|
| Monthly Service Charge | None | $6 Waived for customers 55+ | $10.00 | $10.00 | $5.00 |
Criteria to waive Service Charge | NA | Charge waived for completing 15 debit card transactions per month and a monthly ACH deposit or withdrawal | $5,000 minimum daily balance or $10,000 average balance | $1,000 minimum daily balance or $2,500 average balance | $100 minimum or $200 average. Waived for customers under age 18 and those 55+ |
| Earns Interest | No | Yes | Yes | Yes | Yes |
| Unlimited Check Writing | Yes | Yes | Yes | Yes | N/A |
| Online Banking | Free | Free | Free | Free | Free |
| Debit Card | Free | Free | Free | Free | Free |
| Online Bill Pay | Free | Free | Free | Free | N/A |
| Free ATM Withdrawals | Yes | Yes | Yes | Yes | Yes |
| Additional Benefits | N/A | N/A | 2 free boxes of checks per year Free first-year rent on Safe Deposit Box | N/A | N/A |
Simple
Monthly Service Charge
None
Criteria to waive
Service Charge
NA
Earns Interest
No
Unlimited Check Writing
Yes
Online Banking
Free
Debit Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Additional Benefits
N/A
Heritage Checking
Monthly Service Charge
$6
Waived for customers 55+
Criteria to waive
Service Charge
Charge waived for completing 15 debit card transactions per month and a monthly ACH deposit or withdrawal
Earns Interest
Yes
Unlimited Check Writing
Yes
Online Banking
Free
Debit Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Additional Benefits
N/A
Brilliant
Monthly Service Charge
$10.00
Criteria to waive
Service Charge
$5,000 minimum daily balance or $10,000 average balance
Earns Interest
Yes
Unlimited Check Writing
Yes
Online Banking
Free
Debit Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Additional Benefits
2 free boxes of checks per year
Free first-year rent on Safe Deposit Box
Money Market
Monthly Service Charge
$10.00
Criteria to waive
Service Charge
$1,000 minimum daily balance or $2,500 average balance
Earns Interest
Yes
Unlimited Check Writing
Yes
Online Banking
Free
Debit Card
Free
Online Bill Pay
Free
Free ATM Withdrawals
Yes
Additional Benefits
N/A
Heritage Savings
Monthly Service Charge
$5.00
Criteria to waive
Service Charge
$100 minimum or $200 average. Waived for customers under age 18 and those 55+
Earns Interest
Yes
Unlimited Check Writing
N/A
Online Banking
Free
Debit Card
Free
Online Bill Pay
N/A
Free ATM Withdrawals
Yes
Additional Benefits
N/A
