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Heritage Bank is State Chartered and opened in 2003. The Bank has one location located at 3024 SW Wanamaker Road in Topeka, Kansas. We offer a full array of Banking services and desire to be a premier community bank striving to build long-term relationships with both individuals and small businesses, primarily in Shawnee County. These long-term relationships are based on mutual trust and our expertise and accountability which will allow our customers and community to prosper.

Our Shared Mission:

Heritage Bank desires to be the premier community bank for both individuals and businesses in Shawnee County by striving to build long-term relationships based on trust, expertise, and accountability and by helping our customers and community prosper.

Our Shared Values:

  • Be Engaged
  • Be Real
  • Be Bold

We feel the same way as M & T Bank banker, Robert G. Wilmers (1934-2017) - -

"We believe deeply in the idea that a bank run the right way can can make a community a better place to live. We believe that if the community succeeds, we will succeed along with it." - Robert G. Wilmers


Meet Our Team


Tony Konrade PortraitTony Konrade - President / CEO
Phone: (785) 440-2255


Tony is a lifelong Topekan and graduate of Washburn University with a BA in Business and Finance. He is also a graduate of the Graduate School of Banking at Colorado. He cares deeply about our community and is involved in many volunteer capacities in the community. He is married and the father of three busy teenage boys. When he’s not attending their sporting events, he can be found outdoors, hunting, fishing or boating with his German Shorthair, Rudy, or inside playing with his couch-potato Chocolate Labrador, Louie.




Dave Lesperance Portrait

Dave Lesperance - Executive Vice President / CCO
Phone: (785) 440-2250


Dave is a native Kansan and began his banking career in 1979. He enjoys the approach to banking that a community bank offers.  Dave currently serves as Treasurer of the Board of Directors for the Topeka Youth Project and is President for the Dover Community Center Board of Directors. A resident of Topeka since 2011, he enjoys the diverse culture of the city. In his free time he enjoys running.  He has two children and two granddaughters.




Barbara Montgomery portraitBarbara Montgomery - Vice President / Business Development
Phone: (785) 440-2283



Born and raised in Seneca, Kansas, Barb moved to Topeka in 1975 and has been in banking world ever since.  Barb enjoys working with people and helping them with their banking needs.  Barb has raised four boys in the Topeka community and is blessed with five grandchildren.   Barb loves the outdoors, walking, working in the yard and playing with the grandchildren.



Nicole Cabral PortraitNicole Cabral - Vice President / Cashier & Retail Banking
Phone: (785) 440-2270


A Hutchinson, Kansas native, Nicole began her banking career in 1999 . Nicole is passionate about delivering high-level customer service as well as building relationships with her clients.  She is dedicated to training and mentoring her team members to achieve their professional goals.  In her spare time, she enjoys reading and is an avid fan of KU basketball and KC Royals baseball.  Nicole resides in Lawrence with her family.




Kathy Kuker PortraitKathy Kuker - AVP of Operations / IT
Phone: (785) 440-2280



Kathy started banking in 2007, and joined Heritage Bank in 2013.  In her free time, Kathy enjoys spending time with her grandsons, spending time in her craft room and playing with her dogs.




Katie Scott PortraitKatie Scott - AVP / Marketing Director & Retail Banking
Phone: (785) 440-2220


Katie was born in Washington State, but was raised in Osage City, Kansas. She began her career in banking in 2009 and came to Heritage Bank in 2015 as a Personal Banker. She takes pride in providing top-notch service to her customers. Outside of the bank, Katie enjoys spending time with her husband and son and is a University of Kansas Jayhawks fan. She likes to spend time on the beautiful lakes and rivers of Kansas, fishing and being outdoors as much as possible.



Kaitlyn Lesperance Portrait

Kaitlyn Lesperance - Personal Banker
Phone: (785) 440-2233


Kaitlyn Lesperance joined our team of Personal Bankers in 2018. She is committed to above and beyond customer service. Her primary duties include opening new accounts and providing customer assistance in all banking services. Kaitlyn is a Topeka, KS native, who enjoys playing with her son, ice skating, reading and listening to podcasts.




Karla Burnett PortraitKarla Burnett - Personal Banker
Phone: (785) 440-2207


Karla was born and raised in Topeka, KS. She has worked in banking since 2019. In her spare time, Karla enjoys spending time with those she loves.  She, her husband,Todd, and their two adult children continue to call Topeka their home.





Sophia Barker PortraitSophia Barker - Personal Banker
Phone: (785) 440-2202


Sophia has been in banking since 2005 and she loves helping customers with their banking needs.  She has 2 children and 4 grandchildren. Sophia enjoys painting, quilting and shopping and she loves puzzles and board games.





ChaseChase Copeland - Credit Analyst
Phone: (785) 440-2206


Chase Copeland joined our Lending Department as the credit analyst in 2022. Chase graduated from Washburn University with a degree in Accounting. He has been in the banking world since 2014. Chase enjoys working out, golfing and spending time with his wife and pets.





JennaJenna Glaze - Loan Administration Assistant
Phone: (785) 440-2240


Jenna is a Topeka native and a graduate of Washburn University, graduating in 2019 with a Bachelors in Mass Media. Jenna began her banking career in March 2021 as a Teller/CSR and joined our team in April 2022 as a Loan Administration Assistant. She enjoys reading, gardening, lake days and spending time with her cat, Evie.





JoyJoy Bell - Loan Administration Assistant
Phone: (785) 440-2260


Joy began her banking career in 1998. She has worked primarily in lending through her career and joined Heritage Bank in June 2022. Joy has lived in Topeka since 2005 and has two grown sons. In her spare time Joy enjoys spending time with her friends and family.





GinaGina Oller - Loan Officer
Phone: (785) 440-2209


Gina began her banking career in 2003. Gina strives to create a trustworthy financial relationship with all of her customers that they can rely on. She has two children who keep her busy in her down time with their activities as she cheers them on and enjoys spending any other time with her family and friends.





BrendanBrendan Lloyd - Personal Banker
Phone: (785) 440-2214


 Brendan retired from Pawnbroking in 2018 and has recently joined the banking world. Brendan was born and raised in Topeka and is an avid hiker and tourist of nature, a cultural foodie, a lover of dogs and enjoys spending time with his wife, Jordan.






Carol Pecis Portrait

Carol Pecis

Carol worked in various banking positions for 21 years; Trust Investments, Correspondent Banking, Commercial Lending and Cash Management ending her working career as a Senior Vice President of Commercial Banking. She is one of the founding Board of Directors of Heritage Bank, 2004 to present. Carol was born in St. Louis and grew up in Emporia. She holds her undergraduate degree from Emporia State University majoring in Business (computer science) and Economics, She earned an MBA from University of Kansas. She is also currently the Recording Secretary of the Board of Directors, Topeka Country Club. Her husband, Ken, retired from ownership of a commercial general construction company and a masonry company. They belong to Christ the King Church. The Pecis’ have two grown children.




B. Kent Garlinghouse PortraitB. Kent Garlinghouse

Kent was born in New York City and grew up in St. Louis. He graduated from Wesleyan University (Connecticut), and received an M.B.A. from Harvard. Kent is Chairman of M-C Industries, Inc. (Polo Custom Products), a Topeka-based manufacturer with plants in Iowa and Mississippi and production in Asia. Kent and his wife founded Topeka Collegiate School (K through 8th grade) in 1982; at the time it was only the second independent school in Kansas. He has served on numerous corporate and non-profit boards and chaired Topeka Collegiate School, Heritage Bank, St. Francis Health Center, and Children’s Discovery Center. He has served on the Boards of Washburn University Endowment Association and Topeka Community Foundation. Kent and his wife, Susan, live in Topeka, Kansas. They have five children and 12 grandchildren.




Margaret S. La RueMargaret S. La Rue

Margaret is a community volunteer and a Director of her family's business, Salisbury Supply Co. Inc., a distributor of construction and industrial supplies. Previously, she was a Vice President with Capitol Federal Savings in Topeka. During her tenure she served in the areas of Retail Banking and Residential Mortgage Lending. Margaret holds a B. S. degree in Business Administration from the University of Kansas. A life-long resident of the Topeka area, Margaret has volunteered for over 15 years for the Kansas Children’s Service League currently serving as Vice Chairman, she’s a Kansas Children’s Service League Foundation Trustee and the Fund Development Chairman, also an Episcopal Diocese of Kansas Trustee and the Finance Committee Chairman, while serving the Topeka West High School PTO/Booster Club as Treasurer. Margaret is a founding member of The Women’s Fund and a sustaining member of The Junior League of Topeka. She and her husband, Tighe, have two children.




Brett Klausman

Brett Klausman

Brett is the Vice President of Operations at Midwest Health in Topeka.  He graduated from the University of Kansas.  He has been a Topeka resident his entire life. Brett is involved in many community organizations including Chamber of Commerce, Topeka Community Foundation, 20/30 Club and Visit Topeka.







Lee Eaton Portrait

Lee Eaton

Lee is the Vice President of Senior Living at Midwest Health in Topeka.  He graduated from Washburn University.  He has lived in and around Topeka for his entire life. Lee is involved in many community organizations including Junior Achievement, Heart Association, Arthritis Foundation, Kidney Foundation, 20/30 Club and local hospital charities. 







Tony Konrade Portriat

Tony Konrade

Tony currently serves as Heritage Bank’s President and Chief Executive Officer. He brings an accomplished history of community banking experience, as well as years of regulatory experience as a bank examiner with the Office of the State Bank Commissioner. Tony's past banking experience includes serving most recently as Vice President, Commercial Loan Officer at Kaw Valley Bank. Tony graduated from Washburn University with a BA in Business and Finance. He also is a graduate of the Graduate School of Banking at Colorado. He cares deeply about our community and is involved in many volunteer capacities including the Greater Topeka Partnership, Jayhawk Area Council of Boy Scouts of America, Topeka Home Builders Association, Kaw Valley Quail and Upland Wildlife Federation Board and Hayden Catholic High School Blue & Gold Gala and Golf committees. Tony resides in Topeka with his wife, their 3 sons and 2 dogs.

Advisory Directors

Dave Sandir PortriatDave Sandir

Dave Sandir grew up in Kansas, having attended Shawnee Mission West schools and furthering his education at  KU, graduating with a BSB in Business Management and minors in Marketing and International Management.  At an early age Dave developed a passion for business, joining Commercial Group in 1999.  He rose quickly to senior executive staff, eventually purchasing the Company.  In his role as President and CEO, Dave supervises all new development and acquisition projects as well as overseeing over 50 properties and assets of over $150 million dollars in Commercial Management’s current portfolio. He collaborates with partnerships that require him to work directly with government officials, attorneys and syndicators.   Dave is often sought out for his strategic planning and entrepreneurial expertise. Dave & his wife, Panna, reside in Topeka and stay very busy keeping up with their two boys and their many activities. 




JD Lakhani Portrait

JD Lakhani

J.D. Lakhani is a long time Topeka resident having moved here from India. He has been instrumental in the development of many commercial properties in and around Topeka as well as being the founder of Commercial Group, a development company providing low income housing in many states throughout America.  Even though he officially “retired” at age 80,  that hasn’t slowed J.D. down any.   He serves in an advisory capacity to many Topeka businesses and volunteers his time as a mentor through the local chapter of the nationwide non-profit organization, SCORE, dedicated to helping small businesses get off the ground, grow and achieve their goals through education and mentorship . JD and his wife, Kusum, are the proud parents of two daughters, Priti and Purvi.  They love to travel and cherish the time they spend with their grandson Paul. 

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