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Fee Schedule - Effective June 1, 2026

We Minimize Service Fees!

We don't annoy our customers with hidden or unexpected fees. In fact, we waive fees wherever we can. Our customers can use any ATM in the United States without a transaction fee or make mobile deposits for free. You shouldn't have to pay for convenience!

Discover the difference! Get the perks and convenience you deserve with Heritage Bank.


 

Service Fees

  • ACH Origination Fee - $15 per file
  • Cashier's Check (customers only) - $6
  • Change Order - $0.10 per roll
  • Change Order - Currency Ordered - $0.30 per strap
  • Charge Back Deposited Item 
    • Business - $6 per Item
  • Closed Account Fee (within 90 days) - $25
  • Coin Counting (customers only) - 3% of Total
  • Collection Items - $35
  • Counter Checks - $3 per page
  • Debit Card Replacement fee - $10
  • Deposit Bags
    • Lock Bags - $40
    • Zipper Bags - $10
  • Dormant Fee - $10
  • Foreign currency Ordered - $15
  • Garnishment Fee - $50
  • Overdraft Fee - $32 per Item
  • Overdraft Protection Transfer - $5 per transfer
  • Remote Deposit Capture - $25 per month
  • Remote Deposit Capture Ranger License Replacement - $225
  • Research - $30 per hour
  • Returned Item Fee - $32 per item
  • Safe Deposit Box Drilling - $250
  • Safe Deposit Box Key Copy - $15 (must have one key)
  • Statement Reconciliation - $30 per hour
  • Statement  Reprint - $3
  • Stop Payment - $30
  • Tax Levy Fee - $50
  • Wire Transfer Services (customers only)
    • Domestic Incoming - $15
    • Domestic Outgoing - $25
    • International Incoming - $20
    • International Outgoing - $60
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