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3024 SW Wanamaker Road
Topeka, KS 66614
Call Us: (785) 440-2200

(785) 440-2200

CDs

Certificate of Deposit Rates (Includes IRAs)

Term Interest Rate Annual Percentage Yield
30 Days 0.05% 0.05%
60 Days 0.10% 0.10%
91 Days 0.15% 0.15%
182 Days 0.35% 0.35%
1 Year 0.56% 0.56%
18 Months 0.66% 0.66%
2 Years 0.91% 0.91%
30 Months 1.11% 1.11%
3 Years 1.40% 1.41%
4 Years 1.60% 1.61%
5 Years 1.70% 1.71%
  • Rates are effective as of 05/24/2017
  • Minimum Deposit - $1,000
  • Posted rates are subject to change at any time without prior notice
  • Early withdrawal may be subject to penalty

Once a Certificate of Deposit is purchased the rate is set through maturity.

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CD Special (Includes IRAs)

Term Interest Rate Annual Percentage Yield
     
  • Rates are effective as of 05/24/2017
  • Minimum Deposit - $1,000
  • Posted rates are subject to change at any time without prior notice
  • Early withdrawal may be subject to penalty

Once a Certificate of Deposit is purchased the rate is set through maturity.

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Checking & Savings Account Rates

Account

Tier

Interest Rate

Annual Percentage Yield

Heritage Gold

$0.01 to $29,999.99 0.10% 0.10%
  $30,000.00 and over 0.10% 0.10%

Heritage Silver & Senior Accounts

One tier 0.10% 0.10%

Heritage Health Savings

$0.01 to $1,499.99 0.10% 0.10%
  $1,500.00 to $4,999.99 0.10% 0.10%
  $5,000 and over 0.10% 0.10%

Heritage Money Market (Business & Personal)

$0.01 to $24,999.99 0.10% 0.10%
  $25,000.00 to $49,999.99 0.10% 0.10%
  $50,000.00 to $99,999.99 0.15% 0.15%
  $100,000.00 and over 0.20% 0.20%

Heritage Savings

Personal 0.10% 0.10%
  Business 0.10% 0.10%
  Youth 0.10% 0.10%

Business NOW

One tier 0.10% 0.10%
Earnings Credit - Business Accounts Account Analysis 0.15% N/A
  • Rates are effective as of 05/24/2017 rates may change after the account is opened
  • Fees may reduce earnings
  • Heritage Gold, Silver & Senior Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $1,000
  • Heritage Health Savings Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $500

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