New Account Disclosures
Applying for a new account with Heritage Bank takes only a few minutes. Currently, you can complete the initial information online for:
- Certificate of Deposits
- Money Market
Heritage Bank does not accept online applications for any person under the age of 18. If you are under 18 and would like to open an account, please stop by the bank or contact us for further information.
This notice is being provided to you to inform you that you will receive a printed copy of all account disclosure information from Heritage Bank upon approval and final signing of the account. These disclosures may include but are not limited to:
- Electronic Funds Transfer Agreement and Disclosure
- Truth in Savings Act
- Heritage Bank Debit Card Agreement
- Deposit Account Agreement and Disclosure
- Funds Availability Policy
Final account approval and signing must take place at Heritage Bank due to federal law and to ensure and protect the privacy of our customers. The following online application will minimize the time required at final signing and will allow our staff to service your account in the most efficient manner.
Important Information about Procedures for Opening a New Account
The USA Patriot Act was signed into law to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify and record information that identities each person who opens an account.
What this means to you: when you open an account, we will ask each person on the account for their name, physical address, mailing address, date of birth and other information that will allow us to identify them. At the time of final signing, we will also ask to see each person’s driver’s license or other identifying documents as determined by Heritage Bank. Heritage Bank has the right to decline and/or refuse any new account.
Withdrawing Your Consent
You may withdraw your consent to open a new account by exiting this online session anytime prior to submitting your application for processing. Your consent is not stored unless you complete this online session. Consent cannot be withdrawn once your online session has been completed.
Once we receive your New Account Application, a customer service representative will contact you via telephone or email to arrange a convenient time for you to stop by the bank. We are looking forward to meeting you and will complete this process quickly and efficiently.
By selecting the “I Accept” button below, you indicate your consent to receive
the disclosures listed above and will be linked to the New Account Application.